Pinjamin - Kredit Dana 2.2.1

The online lending platform Pinjamin is a secure and licensed service, supervised by the Financial Services Authority (OJK) in Indonesia. It allows users to obtain quick loans with ease.

Loan Products Offered:

• Loan application amount up to IDR 50,000,000
• Loan tenor: 61-270 Days
• Daily Service Fee: 0.2%
• Maximum Loan Interest Rate (APR): 36% per year

For instance, for a loan of IDR 1,000,000 with a tenor of 91 days, the costs incurred are as follows:

• Daily Loan Interest: IDR 1,000,000 * 36% / 365 = IDR 986
• Daily Service Fee: IDR 1,000,000 * 0.2% = IDR 2,000

The total cost calculation is: IDR 1,000,000 * (36% / 365) * 91 + IDR 1,000,000 * (0.2%) * 91 = IDR 271,753. Therefore, the total repayment amount would be IDR 1,000,000 + IDR 271,753 = IDR 1,271,753.

About Pinjamin:

Pinjamin is a peer-to-peer (P2P) lending service that facilitates easy and quick unsecured credit. As a pioneer in the Indonesian online lending space, Pinjamin has gained the trust of over 200,000 users due to its regulatory compliance under OJK oversight and its full operating license (Decision Number KEP-17/D.05/2020).

How to Apply for a Loan with Pinjamin:

1. Download the Pinjamin application from Google Play.
2. Login or register using your phone number.
3. Complete all data and upload photos accurately.
4. Select your desired loan amount and duration.
5. Your application will be processed within 24 hours; processing speed may vary based on your confirmation.
6. If approved, funds will be directly transferred to your registered bank account.

Loan Utilization:

The funds from Pinjamin can be used for various purposes—including educational expenses for children, additional vacation costs, or personal purchases such as electronics and vehicles.

Loan Repayment Methods:

Pinjamin supports various payment methods via Virtual Account. Payments can be made through mobile banking, internet banking, or ATMs at banks like BNI and Mandiri.

Data Security:

Pinjaman prioritizes the protection of personal data. Users need not worry about data breaches or unauthorized usage as the platform is registered and monitored by OJK, ensuring a strong commitment to data security.

Customer Support:

You can reach customer service through the application or contact us at:

• Telephone: +62-02130208030
• Email: [email protected]
• Office Address: Menara Caraka, JI. Mega Kuningan Barat Blok E.4.7 No.1, Kawasan Mega Kuningan, Kuningan Timur, Setiabudi, Jakarta Selatan, 12950